NIDHI

The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. Save your hard-earned money at Ananya Vikash Nidhi Limited and watch it grow while you manage your money. Our Current Account accommodates exclusive benefits and competitive rates to help you grow your funds faster. With interest earnings up to 5.50% p.a., enjoy your money at work anytime.

Terms & Conditions:

• Minimum balance Rs. 500 and interest rate 5.50% p.a. which is effective from 1/1/2022.
• For pre-mature closure of a savings account within a month from the date of opening, no interest shall be paid for the time period.
• Pre-mature closure charges will be levied if the savings account is prematurely closed within six months from the date of opening.
• The savings account can be operated jointly by up to two individuals.
• Nomination facility is available for individuals, sole proprietorship firms, partnership firms, Hindu Undivided Families (HUFs), and joint accounts.
• Interest earned on the savings account will be credited to the savings account on a quarterly basis.
• Standing instructions are accepted on the savings account.
• The savings account is not transferable.
• The interest rate is subject to change at the discretion of Ananya Vikash Nidhi Limited.
• Cheque book and passbook facility is available on request and applicable fees may apply.
• The company reserves the right to alter or add to these rules at any time without any notice.

Note:

• Pan/Mobile provide all the information for verification and photocopy of each document.
• Mandatorily provide photocopy of Aadhaar card.
• Photographs of each member required.
• In case of NRI customers, passport and visa copies are required.
• Minors are not eligible.
• Monthly ATM withdrawal limit: 3 transactions.